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Increase your Bodily Injury Liability limits
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Go from limits of $100,000 / $300,000 to $250,000 / $500,000 for as little as $10 per auto for
six months. If you hurt someone seriously in an auto accident you will be glad you increased
your limits.
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Make sure you have Broad Collision for your auto.
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For around $20 per vehicle you can eliminate your deductible if the accident is not your fault,
and you won’t have the hassle of trying to collect it from the other driver.
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Carry Mini-Tort Liability or Property Damage Buy Back coverage.
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If you are at-fault in an accident you can be held responsible for $500 of the other person’s
auto repairs. For less than $5 we will cover that cost for you.
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If you have health insurance you can coordinate your automobile
medical coverage with your present health insurance provider.
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This saves you approximately $15 per auto.
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Make sure your Uninsured and Underinsured Liability limits are
equal to your Bodily Injury limits.
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If you or a family member is seriously hurt in an accident, and the at-fault driver doesn't
have insurance or has very low limits, you can recover damages from your own policy.
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