Alpena Agency, Inc.
102 S. Third Avenue
Alpena, MI 49707
989-354-2175
800-864-3252
989-354-8974 Fax

custservice@alpenaagency.com

Legal Notices
  


 1     Increase your Bodily Injury Liability limits
Go from limits of $100,000 / $300,000 to $250,000 / $500,000 for as little as $10 per auto for six months. If you hurt someone seriously in an auto accident you will be glad you increased your limits.

 2     Make sure you have Broad Collision for your auto.
For around $20 per vehicle you can eliminate your deductible if the accident is not your fault, and you won’t have the hassle of trying to collect it from the other driver.

 3     Carry Mini-Tort Liability or Property Damage Buy Back coverage.
If you are at-fault in an accident you can be held responsible for $500 of the other person’s auto repairs. For less than $5 we will cover that cost for you.

 4     If you have health insurance you can coordinate your automobile medical coverage with your present health insurance provider.
This saves you approximately $15 per auto.

 5     Make sure your Uninsured and Underinsured Liability limits are equal to your Bodily Injury limits.
If you or a family member is seriously hurt in an accident, and the at-fault driver doesn't have insurance or has very low limits, you can recover damages from your own policy.