Alpena Agency, Inc.
102 S. Third Avenue
Alpena, MI 49707
989-354-2175
800-864-3252
989-354-8974 Fax

custservice@alpenaagency.com

Legal Notices
  


 1     Make sure your home is insured to today's rebuilding costs.
If you have remodeled, added on, or just have not had your insurance limit reviewed in several years, you may be under insured.

 2     Be sure you to specifically include coverage for jewelry, firearms, fine arts, antiques, and hearing aids.
Standard homeowners policies have limitations on these items, so having them scheduled is the only way to insure them properly.

 3     Consider adding building ordinance and law coverage to your homeowners policy.
If you have a partial or total fire city, state or Federal building codes may require new and costly features added to your home. Without this protection those costs are not covered by a standard homeowners policy, leaving you to pay for them.

 4     Increase the Personal Liability limits on your homeowners.
Increasing your protection from $100,000 to $500,000 costs as little as $15 a year. No one wants to be a part of those outrageous lawsuits we sometimes read about.

 5     Make sure you have all your snowmobiles, boats, and four-wheelers covered.
If they are older and you don't need physical damage coverage, don't forget about the liability risk. Call and make sure you are protected if an injury accident occurs.