Group Health

Over the last decade Group Health Insurance has grown into a major business expense – we understand the impact this is having on our customers.  Not only is it expensive but it is in a constant state of change requiring more resources to understand the options and make the difficult decisions.  Regardless of the size of your group – from two person groups to self-insured plans with hundreds of people – we can help you breakdown the choices and make informed decisions. We have dedicated health insurance professionals that help you decide which program provides the right combination of coverage and premium.  Simplifying the choices is a key part of our approach.  And equally important, we help you with employee claim issues, questions and benefit meetings.  If your suffering from information overload or are finding health insurance taking up to much of your time and resources let us provide you with an alternative.  We are happy to come to your business and help make health insurance an easier process.

Contact us and we will make the process quick, easy and friendly.

Group Life, Group Voluntary Life, Group Disability & Group Long Term Care Insurance

Most businesses owners recognize that providing employees these benefits is one way to attract and maintain an experienced work force.  In addition, it fulfills what many believe is a commitment to help employees and their families secure their financial future should an unforeseen accident or illness occur.  Employer sponsored benefits are an excellent approach to helping employees meet those needs.  Voluntary products can also be offered as many employees will purchase these important voluntary products through their employer while they may not seek that coverage on their own. 

We offer a full range of employee benefit products both employer paid and volunteer.  We will meet with you and set up an approach to coordinate between employer sponsored benefits and voluntary benefits.  We can also meet with your employees to help them understand the benefits you are providing and their options to purchase additional coverage.  Alpena Agency has been providing group benefits plans for over 25 years and we can bring our experience to work for you.

If you would like to discuss any of these products just contact us.